Construction Insurance

General Liability Insurance is a vital coverage option for construction professionals, protecting against claims for bodily injury, personal injury, and property damage. NTI’s general liability policies for construction businesses include:

• Tailored coverage limits to meet specific project needs
• Coverage for on-site accidents and third-party claims
• Options for additional insured parties (subcontractors, suppliers)
• Flexible deductibles and policy limits

As leaders in construction insurance, NTI provides the expertise needed to match you with the right policy at a competitive price. Contact our advisors today for guidance on how this essential coverage can safeguard your business.

Commercial Auto Insurance provides essential protection for business vehicles, from trucks to vans. NTI’s commercial auto policies offer:

• Liability coverage for business-owned vehicles
• Medical and repair expense coverage for accidents
• Options for weather damage and theft protection
• Flexible coverage limits for fleets of all sizes

If your construction business relies on a fleet of vehicles, NTI can ensure they’re fully protected. Speak to one of our experts to explore a commercial auto policy that keeps your business mobile.

Inland Marine Insurance covers movable property like tools, equipment, and materials during transit or storage. NTI’s inland marine policies provide:

• Coverage for damage or theft during transportation
• Protection for materials stored temporarily at job sites
• Options for high-value items and specialized equipment
• Coverage for rented or leased tools and equipment

With NTI, you can safeguard your valuable assets on and off the job site. Contact us to discuss a policy that fits your construction business’s unique requirements.

Subcontractor Default Insurance (SDI) protects your project from the financial impact of subcontractor non-performance. NTI’s SDI policies include:

• Coverage for direct and indirect costs associated with default
• Simplified coverage for all subcontractors on a single project
• Financial safeguards for delayed timelines or replacement costs
• Flexible policy terms to fit any project length

NTI’s advisors are available to guide you in selecting SDI coverage, helping keep your projects on track even when unexpected delays arise.

Commercial Property Insurance protects your equipment, materials, and structures used during construction. NTI’s policies include:

• Protection for buildings, tools, and valuable assets on-site
• Coverage against fire, vandalism, theft, and weather damage
• Add-ons for specific hazards like floods or earthquakes
• Flexible deductibles and premium options

NTI’s advisors will guide you in finding the right coverage to protect your business premises. Talk to us to safeguard your company’s physical assets.

Workers’ Compensation Insurance is essential for covering employee injuries and lost wages. NTI’s workers’ comp policies provide:

• Medical expense and wage replacement coverage
• Protection for temporary or permanent disability claims
• Options for various employee classifications and payroll sizes
• Compliance with state laws and industry standards

NTI ensures that your workers are fully protected, allowing you to focus on project completion. Talk to us today to arrange comprehensive workers’ compensation coverage.

Builder’s Risk Insurance protects projects from various risks, including weather damage, theft, and vandalism. NTI’s builder’s risk policies offer the following benefits:

• First-party protection covering damages and losses on-site
• Options for short-term or long-term coverage
• Coverage for tools, equipment, and materials in transit or storage
• Extensions for soft costs like delays or increased expenses

With NTI’s industry experience, we can quickly set up a policy that secures your project from unexpected setbacks. Our team is ready to discuss your builder’s risk needs in detail—call us today to get started.

Errors and Omissions Insurance (E&O) protects construction businesses from claims resulting from mistakes or failures in service. NTI offers E&O coverage that includes:

• Legal expense coverage for claims and lawsuits
• Coverage for delays, oversights, or unmet project expectations
• Flexible limits based on project size and risk profile
• Options for added protection in complex contractual work

NTI’s advisors are on hand to help assess your needs, providing tailored coverage to protect your reputation and bottom line. Reach out today to secure your peace of mind.

For contractors who need temporary equipment, NTI’s short-term rental insurance offers:

• Coverage for rented machinery and tools against damage or loss
• Options for specific rental periods (from days to months)
• Protection for common risks like fire, vandalism, and collisions
• Customizable coverage for one-time or infrequent rentals

NTI ensures that you’re only paying for the coverage you need. Call us today to set up short-term rental protection that fits your project timeline.

Wrap-Up Insurance provides consolidated coverage for large projects with multiple parties involved. NTI offers wrap-up policies that feature:

• Comprehensive coverage for contractors, subcontractors, and more
• Liability protection for injuries and property damage
• Project-specific coverage tailored to large, complex builds
• Coverage options for professional services (architects, engineers)

At NTI, we’re skilled in providing wrap-up insurance for high-stakes projects. Contact us for a wrap-up policy that keeps everyone involved protected.

Pollution Liability Insurance provides coverage for environmental damage caused by construction activities. NTI offers pollution policies that cover:

• Damage to property, individuals, and the environment
• Clean-up and restoration costs for affected areas
• Legal expense coverage for claims arising from contamination
• Options for high-risk industries with specific pollution exposure

NTI’s experienced advisors understand the importance of protecting your business against environmental risks. Contact us to discuss pollution liability insurance.

Surety Bonds are a requirement for many construction projects, guaranteeing performance and compliance. NTI’s surety bonds offer:

• Bid bonds, payment bonds, and performance bonds
• Coverage options for project-specific or ongoing contracts
• Compliance with government and industry standards
• Flexible terms for contractors, subcontractors, and suppliers

NTI has extensive experience in securing surety bonds for construction businesses. Reach out to our team to discuss the bond type that suits your project.